Welcome to Rongchuang Media. I believe you will reap the most advanced digital operation solutions in the foreign trade industry!
National Service Hotline:400-0430- 678

Rongchuang Cloud Marketing Platform

18Years focus on the enterpriseGlobal digital marketing platformBuilding operations, search engine marketing, social media marketing, brand marketing overseasAll staff, whole network, panoramaNew business model!
You are here: Home » Documentation Help Center » China Credit Insurance related issues » What is credit insurance trade financing business? What are the specific types?

What is credit insurance trade financing business? What are the specific types?

Views:0     Author:Site Editor     Publish Time: 2016-06-28      Origin:Site Inquire

Credit insurance trade financing business refers to that after the seller insures credit insurance and transfers the compensation interest to the bank, the bank provides trade financing to the company. When a loss occurs within the scope of insurance liability, our company according to the \"debt transfer agreement\" It is stipulated that the compensation payable to the seller after the settlement of the insurance policy shall be directly paid to the financing bank's business in full.
The trade financing under our company’s credit insurance is different from the traditional mortgage, pledge and guaranteed loans in the past, but the introduction of \"credit loans\"The new concept. It uses the equity of the seller’s receivables as the financing basis. Through a comprehensive analysis of the solvency based on the seller’s financial strength and commercial credit, the company’s credit insurance will be insured by the seller. Under the premise that the compensation interest is transferred to the financing bank, the bank provides a credit loan for the sales company’s real sales behavior and the determined amount of accounts receivable. This new financing model has freed the sales company, especially the small and medium-sized enterprises, because The embarrassing situation of insufficient mortgage and guarantee capacity and inability to obtain bank financing has created favorable conditions for its expansion of business scale and competitiveness.
According to the different insurance targets of credit insurance, our company's products are divided into export credit insurance and domestic trade credit insurance, and our company's credit insurance financing business is also divided into export credit insurance financing and domestic trade credit insurance financing business.

18Years of global marketing experience to help companies break the stalemate in overseas promotion under the epidemic
Leave a message for free to build a foreign trade station + new overseas precision marketing plan

One-click access to search engines, social media operationsProgram

表单名称

Responsive official website

Search Engine Marketing Solution

Social marketing plan

Brand promotion plan

Marketing Academy

Contact Sunac

Headquarters:
 tousu@rongchuangmedia.net
Shijiazhuang High-tech Zone International Talent City D2
Hebei Operation Center
 Pre-sale:
0311-67691129
    After sale:0311-67691131
 tousu@rongchuangmedia.net
 Floor 19A, Block B, Dongsheng Business Plaza, Shijiazhuang
Beijing Operations Center
400-0430-678

   Manager Zhang: 18614049883
 tousu@rongchuangmedia.net
A, Xueyuan Road, Haidian District, Beijing 5 768Creative Industrial ParkB North 1061
Website
WeChat 
Public security recordPublic security record number: 13019902000104
ICP recordRecord certificate number: Hebei ICP No. 15001123
bgValue-added telecommunications business license number: Hebei B2-20115046
© 2020 Shijiazhuang Rongchuang Media Co., Ltd. All rights reserved