How is the domestic trade credit insurance rate calculated?

Domestic trade credit insurance adopts the pricing mechanism commonly used by international credit insurance institutions, and on the basis of fully considering the characteristics of the domestic credit sales market, a flexible pricing system is formulated according to different products and underwriting conditions.
Domestic trade credit insurance products are based on the scale of the insurance business and the credit sales period as the main pricing reference factors, and are adjusted through changes in the industry, the risk management level of the policyholder, and the quality of the buyer. Under the same conditions, the larger the scale of the insurance business, the shorter the credit sales period and the lower the rate; according to the general principles of international credit insurance, the insurer will give a lower policy to all the credit sales buyers and the insurance amount reaches a certain scale. The rate level.